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Family healthcare rate woes

Michael G Rio Rancho created on Mon February 3, 2014

Wife has reasonable insurance rates for her through employer which she pays before tax. Not affordable for additional family members. Father and two teens each have our own BCBS health plans we pay out of pocket, our rates increased we are having a hard time seeing the affordable part in the new changes.
Teen 1 was: 166.30 now is 193.42
Teen 2 was: 159.71 now is 192.93
Father was: 253.48 now is 295.58
ttl 579.49 681.93
total increase in rates with no changes to plan coverage: 102.44
If we use the online tools for assistance with my Wife's income we do not qualify for any. If the data is entered without my Wife's income we qualify for medicaid.